Get in Touch
opgcapital3@gmail.com
Smart Financing, Backed by Trust and Compliance
Your Financial Support, Simplified and Secure
How It Works
Get your loan in 4 simple steps
Submit Application
Submit your loan application online with required documents
Quick Approval
We will approve your application in 1 business day
Sign Agreement
Sign the agreement online securely and conveniently
Get Funds
We disburse the money in 1 business day to your account
Why CreditXpress?
Trusted, transparent, and reliable financial solutions
Licensed by KPKT
Fully licensed under the Moneylenders Act 1951 by the Ministry of Housing & Local Government
Transparent Rates
Clear and upfront interest rates with no surprises or hidden calculations
No Hidden Charges
All fees and charges clearly explained in your loan agreement upfront
Quick Approval
Fast approval process with decisions made within 1 business day
Secure & Confidential
Your information is protected under PDPA with bank-level security
Convenient
100% online process from application to disbursement - no branch visits required
Loan Products
Choose the right loan for your needs
Personal Loan
For Personal Needs
Documents Required:
Business Loan
For Business Growth
Documents Required:
About Us
CreditXpress is proudly owned and operated by OPG Capital Holdings Sdn. Bhd., a licensed moneylender under the Moneylenders Act 1951. Our license is issued by the Ministry of Housing and Local Government (KPKT), License No: WL3337/07/01-11/020227.
At CreditXpress, we believe borrowing should always be simple, transparent, and stress-free. We are committed to offering clear terms without hidden fees, quick and secure approvals, and a customer-friendly experience every step of the way.
Our goal is to provide Malaysians with access to responsible and legal financial support whenever they need it most.
Contact Us
Have questions? We're here to help
Send us a Message
Contact Information
Address
31-10-11, The CEO, Lebuh Nipah 5, 11950, Bayan Lepas, Penang
Frequently Asked Questions
Find answers to common questions about our services